I just received one of these calls from a Nicole Holmes, she had a heavy Indian accent. She threatened me that the federal government would be at my house tomorrow morning or at my job to pick me up and put me in jail. When I told her to send documentation she kept asking for my attorney's information. She was very demanding and beligerent. When I asked her to send the documents she said she couldn't, then another man came on the phone to confirm the same thing she told me. Supposedly I had taken out a loan for 622.00 from cash 1. I kept hanging the phone up on them and they would call right back, even the man called back. They gave me a bogus number to call, 415-200-0286, which turned out to be a fax number, and the number that came up on my caller id said Texas call 940-817-1205. Neither number worked. It was scary because they verified the last four digits of my SS#, my husband's name, employer, and last four numbers of my bank account. I called my bank right away to inform them and I am contacting the FBI.

I received the same type of threatening phone call. I authorized the payment like a dummy thinking I owed the money but since then I have researched it and called them back and they said they would refund the money within 24 hours and I need to be in court on Thursday or they will have me arrested. I am really scared too. They have to be scamming me though because I have never heard of the Federal Legislation of Unsecured Loans that they say I owe. I replied that I was filing a complaint with the FTC and then he yelled at me and said he didn't want to speak with me and I should be in court on thursdy then he hung up on me. I really hope nothing comes of this and I don't see how it can since I have never borrowed money from that company. I really need reassurance that everything will be okay.

I also got a call today but now they are saying the company is Financial Accountability Association at 858-345-4558 and it is regarding federal legislation of unsecured loans. After searching the internet for their company, address and any information I typed in "Federal Legislation of Unsecured Loans" and found this post. I called back and spoke with the person answering the phone and told them to tell attorney "Alan Parker" that I checked with my own attorney, and was told this was an absolute scam and I contacted the US Attorney General and Secret Service.

omg the same guy by the name of den wilson has been calling me for the last 3 weeks i actually gave him my bank information yesterday and he called me repeadatly when the card wouldn't go thru. i had the funds needed on the account but the card would not go thru because my zip code that they used to process it was different from the one that my bank used. Thank God for that simple mistake so he go really mad and claimed that i was some kind of criminal and that his legal team would be at my job tomorrow at 2Pm to inform my employer of the fraudulent charges and and crimes that i had committed. i was very scared i have been employed at a major hospital for the past seven years. I am single mother of two and a part time student.last nite i was seeking legal consult. and something told me to get online and i found this site. thank god. I talked with my attorny's general office today and the bbb. they all returned my calls and informed me that this was a scam. i will now call the secret service like you suggested. thank you so much.

that is exactly what they did to me however the man's name was Gary Smith it sounds like the exact same conversation, however i was scared enough to go ahead and authorize the payment i called gary smith back this morning and told him i wanted the name of the company that i owed the money to and wanted to khnow why they had debited more money from my account since the initial payment in full on friday 8-14-09. I told him I was reporting him with his number and company name to the FTC. Like I said he hung up on me after saying the money would be refunded in 24 hours and I should be in court on Thursday I hope nothing more comes from this

Follow up: I just contacted the US Secret Service, 989-497-0580, to lodge a complaint about "a possible scam that I was involved in" and the first thing the person on the phone asked me was "Did it involve Indian speaking people and was it done over the phone?". This is obviously a known issue that is being worked. They asked me if I could fax them any documentation that showed money was taken from my bank account from them as well as a copy of the "apology letter" that they made me write along with any/all contact phone numbers that I had used to contact the Federal Legislature of Unsecured Loans. I was also told that I shouldn't worry about anyone coming with any warrants or subpoenas as there were no court cases or lawsuits placed against me. This is something that they are using as their scare tactics to get money from us. Please continue to call them with your complaints as well as filing complaints with your respective Attorney Generals.

I had received a several phone calls during Friday, July 31, 2009 from a number 810676161 (that is the correct number listed on my caller id, only nine digits) that I did not answer because I did not recognize it and was busy at work at the time. After I was off work, I listended to the voice mail and a man with a very heavy Indian accent indicated that there was a time sensitive matter that I needed to resolve and that it was government related. I was also infromed that I needed to return the call immediately or have my lawyer of record return the call. The man left a name, Charles Brown, and a phone number, 858-345-4542 to get in touch with him. When I called the number a man with the same voice answered but this time said his name was Dan Wilson. I was informed that a lawsuit was being brought against me for three felony charges: Money Laundering, Illegal Wire Transfers and Fraud. I was going to be responsible for over $5000 in lawyer fees, $1253.33 in the initial money that was taken and any and all court costs and possible jail time. I was asked "why did I do this?" and "what did I plan to do to resolve this issue?". The man stated that I had to be in court first thing Monday morning, August 3rd, 2009 to defend myself and that I would lose my job because he was going to inform my employer of these felony charges. He also told me that a red mark was going to be attached to my social security number that would prevent me from ever getting a loan and would ruin my credit score. He had informed me of all of this in a very brief amount of time and I was totally unprepared for what he had told me as I had no idea what he was taling about. This man told me he was from the Federal Legislation of Unsecured Loans which was a goverment subsidiary. He said he was a senior lawyer and represented several hundred payday loan companies. He told me that there was an initial loan that I took out that was for $300 that ballooned to $1245.33 and that now it had gotten to the point that a lawsuit was being brought against me. He wouldn't tell me which Payday loan company had launched this lawsuit against me or when this loan was taken out. At this time while on the phone with this man, I was literaly in the middle of moving the last of my items from my apartment. I had to be moved that day. I was preoccupied and stressed about getting my placed emptied and cleaned out. My mind was elsewhere and this phone call had taken me by surprise. The way this man was speaking to me was quite confident and demanding and I wasn't in a frame of mind to step back and think about what he was saying. When "Dan Wilson" had asked what I planned to do about it I had told him that if I owed any money I had not received any communcation stating anything to that effect. The man had my email address, my cell phone number, my social security number and knew the place of my business. It seemed very convincing. I told him that I would be willing to pay the initial fee but that it was impossible for me to pay any substantial amount since I was in the process of moving and didn't have access to the funds that he was asking for. At this point he put me on hold to speak to his "business associates" and came back to inform me that he would be willing to make arrangments for the initial fee and waive the lawsuit. The catch was I needed to have it completed before the end of busines on Friday or he couldn't have the court case dropped in time on Monday. He told me to fax him a letter and then told me "word for word" what the letter had to say. At this point I thought something was odd but figured maybe this was what wsa 'legally' necessary. During this whole coversation the man told me that the conversation was being recorded so that it could be admitted into evidence to the courts stating that I was cooperating. I told him that I was unable to pay the full $1245.33 and he told me that I had to pay at least half of it right away and could pay the remainder of the balance on my next paydate an that only a debit card could be used to make the payment. At this point I became concerned because something just didnt' feel right. I asked the man if I would be able to get a confirmation number of the initial payments for my record to prove that payments were made. He got very, very upset that I doubted him and his validity and said that he didn't want my money and that I would have to defend myself in court and "God help me". I tried to tell the person that for my own security and for his that a confirmation number would be needed so assure that payments were made. He told me that I could just use his phone number, 858-345-4542, as the reference number. This was the first thing that made me question the validity of this call. I told him that wasn't a reference number that would work for me so he gave me another one "IJ283642" for my initial payment of $250 to set my mind at ease. He also said that an email would be sent to my email address and a letter would be sent to my home, which he repeated my address to me though I never told him what it was. I was also told that I HAD to have that letter faxed to 714-312-5854 before 5:00 Central Time. I faxed the letter and gave him my debit card number for the $250. I waited for a while and never did recieve my email from him. The man told me to get the addiational $372 before Saturday evening and that as along as I paid the remainder by my next payday, I would not be summoned to court. Otherwise, he was going to contact my place of business and summon my two references for the loan to court as well. I continued to go about my day and finished moving out of my apartment. The next day I started to do a little research. Thank goodness I found this site and read about many, many other people having the same experience. Everything pointed to this being a known scam. I contacted my bank to notifiy them of this and it was found that the initial $250 withdrawl was pending and was being taking out by something called TAC EVOLUTION from New York. I filed a fraud report with my bank and had my debit card cancelled. They used fear and intimidation to extort money from me and preyed on my lack of knowledge regarding the legal system. They did not provide me with a case number, a reference number, any contact numbers...nothing at all. I looked up the phone number that was given and it came up as a T-Mobile cell phone number. I looked up the fax number online and it appears to be a number used by frauds as well. The blogs stated to report this to the AG, the FBI and Secret Service. This is my first attempt at reporting these people. I called them back today at the same number and someone different answered. I was informed that since I didn't pay the balance on Saturday that I would have to appear in court today. I informed "Dan Wilson" that I knew about this scam and that it was posted all over the internet regarding how hundreds of people have been contacted by them and knew they were scammers. He asked if I planned to pay the balance and I told him that I had reported him to the California Attorney General and the Texas Attorney General and to the FTC. He said that I should just wait and see and that I "would be sorry when I get served at work today at 3:30". He then hung up on me. I called him right back and asked what right did he have to intimidate people and extort money from them and if they were really from a law firm, why couldn't I get an address, a case number, a location of which court I was supposed to show up at or who the company was that I supposedly borrowed money from. He told me that I shouldn't be the one laughing and that there was no need to call back. I told him I wasn't laughing at him but that I knew that this was a sham and wanted some answers. He hung up on me again. When I called back the phone line would connect for a second and then be disconnected. This happeded the next three times in a row that I called. I haven't called back since. Thank you all for posting your stories as well. Let's hope something comes of this

I received the same phone call this evening. They laft like 5 messages on my voice mail like back to back. The number was unfamiliar to me and the messeages where so unclear because iof the accent. I finally anwsered the phone and it was a shouting match. I would hang up and they waould call right back. They called themselves transferring my calls to differnt people the last person I spoke to was someone by the name of Ronnie Cooper. After awhile I kind of calmed down so that I can begin to think reasonably. I started asking specific questions such as what was the original amount of this loan at first noone was able to tell me then this Ronnie person said 500.00 and I owed 7 hundred something. Right then and there I knew this was a scam. I have received payday loans in the past and I know for a fact that becasue of my credit I was only allowed 300 so therefore I know how they work. I began to ask more questions such as who is the creditor and at first I got the run around about there are alot of payday loan sites on the internet, but they would not give me a specific creditor name so finally he said fastcashinternational.com and I also asked for a phone number for them and he gave me 858-225-4842 I know for a fact that these places (payday loans) have 1-800 numbers. So while he was on the phone I went to fastcashinternational.com and it is a list of payday loan places one can go to. So I told him what I was looking at and asked again which one on this list and the next thing was that he hung up on me. I guess I asked too many questions and called his bluff. The phone call in general was very disturbing because they do have your information and you are trying to explain to these a holes that they don't know what they are talking about. This is a very serious issue and I hope they are caught. Oh the number I was called from was 810-676-161__ with the last number missing!!!

i got the same exact number tried calling it back but didnt realize there was a number missing so i couldnt get through and the said they were from federal legislation of unsecured loans and said his name was dean jones with a very heavy accent he wanted my debit card number and i thought to myself i didnt get any loans from anybody and they also said if i didnt give them the whole payment that i would be dragged to court by them personally and i would lose my job and my kids so just wanted to let you know i got the same number as you